Terms & Conditions

1. Introduction
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Welcome to XRPAI (“we”, “our”, or “us”). By accessing or using our website, services, or any XRPAI-related products (collectively, the “Services”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use our Services.

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2. About XRPAI
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XRPAI operates as a technology platform exploring the integration of artificial intelligence and blockchain systems on the XRP Ledger. Our website and materials are for informational and educational purposes only. XRPAI does not provide financial, investment, or trading advice.

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3. Eligibility
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You must be at least 18 years old or the age of majority in your jurisdiction to access or use the Services.

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4. Use of Services
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You agree to use XRPAI solely for lawful purposes and in compliance with these Terms. You may not:

• Use the Services for fraudulent, misleading, or illegal activities.
• Attempt to interfere with or disrupt the platform, its servers, or networks.
• Misrepresent your identity or affiliation with XRPAI.

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5. No Financial or Investment Services
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All information provided by XRPAI — including references to AI agents, liquidity tools, or financial automation — is purely conceptual and does not constitute investment advice, an offer, or a solicitation to buy or sell any asset. Users are responsible for conducting their own research and seeking independent advice before making any financial decisions.

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6. Intellectual Property
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All content on this website, including text, graphics, logos, designs, code, and trademarks, is the property of XRPAI or its licensors and is protected under applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or use our materials without prior written permission.

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7. Third-Party Links
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XRPAI may contain links to third-party websites or services. We are not responsible for the content, accuracy, or policies of those third parties. Accessing such links is at your own risk.

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8. Disclaimers
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XRPAI and its Services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Services. XRPAI does not guarantee that any product concepts or features described will be developed or released.

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9. Limitation of Liability
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To the fullest extent permitted by law, XRPAI, its affiliates, and team members shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use the Services.

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10. Privacy
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Your use of XRPAI is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

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11. Changes to Terms
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We may update these Terms from time to time. The “Effective Date” above indicates when the latest version was published. Continued use of our Services after any updates constitutes acceptance of the revised Terms.

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12. Governing Law
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These Terms are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes will be subject to the exclusive jurisdiction of the courts of England.